Mr. Crimmins (Bill) has a twenty-six year career marketing group health benefits and numerous ancillary support products primarily in the Health Management business. He is a pioneer in work-site clinics.
The self-proclaimed “Ambassador of Healthcare in America” is a Ball State graduate in world History. He began his insurance career with the Prudential of the South, Pilot Life and served with Mass Mutual in the late 80’s early 90’s. He was an officer of CHUBB Life America prior to Chubb’s exit from the health benefit market. Then he joined the TPA world in 1995 through the present.
Insurance Companies and TPA's are in the risk business and, while worksite clinic managers are in the provider business. The risk is hard to manage because of the lifestyles and behaviors of Americans.
In the name of consumerism advocates are promoting the need for consumers to be better shoppers and have more skin in the game. Even the Feds have concluded regarding Health Literacy Only 12 percent of U.S. adults have proficient health literacy.